Purchase2026-02-19T23:09:59+00:00

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Check out this vital information about getting a mortgage for primary residences, secondary homes, and investment properties. Learn about guidelines, rates, and FAQs.

Daily Spotlight

Texas Property Tax Exemptions for Disabled Veterans: What Homeowners Need to Know

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Serving Local Heroes with Doug Shoemaker at Homestead

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New 2025–2026 Tax Law Changes Every Homeowner Should Know

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Why Sharon Rosen Calls Homestead Home

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Capital Gains Taxes When Selling a Home

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Credit Score Requirements for Buying a Home

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Sean Ingold’s Journey as a Loan Advisor at Homestead

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Parties, Hangovers, Hair of the Dog, and Mortgage Rates

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How Much House Can You Afford? Understanding Mortgage DTI

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Helping a First-Time Homebuyer Succeed

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Categories: Community | Credit | Lifestyle | Networking | News | Personal Finance | Purchase | Refinance

latest “purchase” resources

News, Purchase|
Parties, Hangovers, Hair of the Dog, and Mortgage Rates
January 30, 2026|5 min|

Credit, Purchase|
How Much House Can You Afford? Understanding Mortgage DTI
January 23, 2026|5 min|

Credit, Purchase|
Helping a First-Time Homebuyer Succeed
January 16, 2026|5 min|

Got Questions? Get Answers Fast.

Simply provide your name and email and one of our experienced loan officers will reach out to answer anything you need to know.

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Purchase|
What Types of Homes Work Best for First-Time Buyers?
January 15, 2026|6 min|
Credit, Purchase|
How to Prepare to Buy a Home in the Next Five Years as a First-Time Buyer
January 9, 2026|4 min|
Credit, Personal Finance, Purchase|
Preparing to Buy a Home in the Next 12 Months
December 31, 2025|5 min|
Purchase|
First-Time Homebuyer Affordability: How Mortgage Qualification Works
December 19, 2025|3 min|
Personal Finance, Purchase, Refinance|
Closing Costs Explained: What Homebuyers Really Pay
December 15, 2025|6 min|
Purchase|
Why Buying a Home When Relocating for Work Is a Smart Move
November 20, 2025|4 min|
Purchase|
Would a 50-Year Mortgage Be Worth It? Pros and Cons Explained
November 12, 2025|4 min|
Purchase|
The Risk of a College Degree: An Investor and Mortgage Lender’s View
October 24, 2025|6 min|
Purchase|
What Are Jumbo Loans and How Do They Work?
October 17, 2025|4 min|
Purchase|
What Is the USDA Guarantee Fee?
October 15, 2025|3 min|
Credit, Purchase|
Professionalism in Pajamas: Why Always “Being On” Sets Us Apart
October 8, 2025|3 min|
News, Purchase|
Do Government Shutdowns Affect Mortgages? What Homebuyers Need to Know
October 3, 2025|2 min|
Credit, Purchase|
Understanding Your Loan Estimate: The Key to Smarter Mortgage Decisions
September 25, 2025|6 min|
Credit, Purchase, Refinance|
The Trigger Lead Bill Has Passed: What It Means for You
September 16, 2025|4 min|

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14897 Clayton Road, Chesterfield, MO 63017

(636) 590-7791

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© 1998 - 2026 • Homestead Financial is a registered trademark of Endeavor Capital LLC. NMLS # 222524

Endeavor Capital, LLC dba Homestead Financial Mortgage, Endeavor Capital Mortgage
MB.0006030. NMLS ID 222524 – Illinois Residential Mortgage Licensee.
Illinois Department of Financial and Professional Regulation (IDFPR)
Division of Banking – 100 West Randolph Street, 9th Floor. Chicago, Illinois 60601
All Inquiries: 1-888-473-4858
TTY: 1-866-325-4949

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A
MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR
LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE
DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR
BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND
FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.

For licensing information, go to our NMLS Consumer Access page.

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